IVA - Individual Voluntary Arrangements

What can we do for you?

Our team of expert debt advisors is here to help you to get back on track with your debt. Fill in our quick debt test and we'll let you know if an IVA is the best solution for your circunstances.

How can an IVA help you?

An IVA works as an alternative to bankruptcy and can help you write off part of your debts. It is backed by government legislation and is a legally binding agreement between you and your creditors.

With an IVA you could:

• Pay back only what you can afford;

• Stop or prevent legal action from creditors;

• Benefit from government legislation that helps clear debts

• Pay back a fixed amount each month within a fixed period (normally 60 months)

• Get protection against action from your creditors

• Freeze interest and charges.

How an IVA can help with debts

If you’re stressed with debts of £15,000 or over and feel that you feel like the money you owe is growing like a rolling snowball, an IVA (Individual Voluntary Arrangement) could be the solution. It offers protection from the actions of your creditors and is backed by government legislation, you then have the piece of mind to pay a lower fixed sum over a fixed period of time. At the end of the period, any remaining outstanding debt will be written off.

An IVA can help even if you have been refused credit in the past.
Get free IVA advice today. Simply fill the urgent enquiry form on the right and you will be in touch with an authorized IVA insolvency practitioner.

How can we help?

Our expert advisers will provide free IVA advice, talk to you about your circumstances and, providing you are eligible, work out a lower, affordable monthly payment based upon what you can realistically afford. We will liaise with your creditors, sort out all the paperwork and once the IVA is agreed, look after the ongoing administration for the duration of your IVA.